Access Bank Upgrades Lifestyle Banking App ‘PayWithCapture’


Access Bank has upgraded its digital lifestyle banking solution “PayWithCapture “to a more ‘illimitable’ version. The latest version, PayWithCapture5.0 comes with additional features that enable customers to transfer funds from any bank account (one or more) to any bank account or phone number and email addresses.

The solution has also expanded to the web for users to experience the many benefits on larger screens.It also offers a USSD service *901# that allows users to carry out most of the listed functions without the need to access the internet.

(L-r): Mr.Victor Etuokwu (Executive Director, Personal Banking Division); Mr. Roosevelt Ogbonna (Executive Director, Commercial Banking Division); Mr.Herbert Wigwe (Group Managing Director) and Mr. Olugbenga Agboola(Head, Digital Factory and Innovation), all of Access Bank, during the launch of the Bank’s upgraded lifestyle solution, PayWIthCapture5.0 at the Civic Center, Lagos

With the new upgrade, users can still enjoy the success of QR code scanning for payments but with the added ability to make transfers to bank accounts, phone numbers and email addresses and also set up a savings club through PayWithCapture. Savings Clubs, commonly known as Ajo or Esusu enable them save jointly with friends towards a common goal as the funds can be pooled and rotated among all members of the group or pooled and given to one person.

Adeleke Adekoya, Head of Digital Banking at Access Bank, said, “We heard about the issues and complaints our customers had on the old app. With this new version, we’ve tried to resolve them all. The latest version has extended beyond simply scanning QR-Codes to pay for transactions to allowing customers experience banking in a way that feels as personal as they want it to be.”

According to him the update also comes with a PayWithCapture Titanium Card. “Simply request for the card on PayWithCapture, then transfer funds from payment methods linked to your account and you can use your PayWithCapture debit card anywhere around the world you see the MasterCard sign,” he explained.